Overview

The Payouts APIs by Cashfree Payments provide secure, scalable RESTful endpoints for instant fund transfers. These APIs enable businesses to disburse payments directly to bank accounts, UPI IDs, or cards without manual intervention. With high success rates, consistent authentication, and robust error handling, Payouts ensure reliable and real-time disbursal operations across a range of business use cases.

The Payouts APIs are available for both sandbox testing and production environments, supporting webhook notifications, reconciliation capabilities, and multiple payout modes.

Key features

The key features offered by Cashfree’s Payouts APIs are:

• Instant fund transfers: Process payouts to bank accounts, UPI, and cards 24×7.
• Multi-mode disbursals: Choose from IMPS, NEFT, RTGS, UPI, and card-based transfers.
• Bulk payouts: Automate thousands of payments in a single API call.
• Dynamic beneficiary management: Add, verify, and manage beneficiaries securely.
• Advanced reconciliation: Track transaction statuses with webhooks and detailed reporting.
• Enhanced security and compliance: PCI DSS-certified infrastructure with real-time fraud prevention through Payout Protect.

Core APIs

Fund transfer operations

Standard Transfer V2

Initiate single fund transfers to bank accounts, UPI, or cards with instant status updates.

Batch Transfer V2

Automate large-scale disbursals using a single API request for multiple beneficiaries.

Get Transfer Status V2

Track and retrieve detailed status, failure reasons, and reconciliation data for transfers.

Beneficiary management

Create Beneficiary V2

Add and verify new beneficiaries securely before you initiate payouts.

Get Beneficiary V2

Retrieve beneficiary details and transaction history for reconciliation.

Remove Beneficiary V2

Securely delete beneficiary records when they are no longer needed.

Extended modules

Alternative payout methods

Cashgram

Generate one-time payout links to allow users to claim funds through their preferred mode such as UPI or bank transfer.

Card Payouts

Send money directly to debit and credit cards for instant fund access.

Business solutions

One Escrow

Manage escrow accounts and automate settlements across buyers, sellers, and partners.

Real-time updates

Webhooks V2

Receive real-time notifications on payout success, failure, or reversal events.

Get started

Use the following resources to begin implementing Cashfree Payouts:

Product Documentation

Learn about Payouts features, sub-products, and setup process.

API Setup and Authentication

Configure API keys, Postman collection, and security requirements.