Overview

The Secure ID APIs provide RESTful endpoints for identity verification and document authentication with industry-leading success rates and highly optimised latency. These APIs support both sandbox testing and production environments, determined by your credentials, with consistent authentication and error handling across all endpoints. Real-time webhooks and SDKs ensure seamless integration with sub-second response times for critical verification workflows, including bulk processing capabilities for high-volume verification requirements.

Key features

The key features offered by Cashfree’s Secure ID APIs are:

• Identity verification: Verify PAN, GSTIN, DigiLocker, and other government documents in real-time.
• Document OCR: Extract and verify information from 8+ official documents including PAN, Aadhaar, Driving License, Passport, Voter ID, Vehicle RC, and more using Smart OCR technology with E-sign integration for document authentication.
• Biometric verification: Perform face liveness checks, face matching, and name matching for enhanced security.
• Bulk processing: Handle large-volume verification requests efficiently with batch processing capabilities for enterprise-scale operations.
• Seamless onboarding: 1-click onboarding solutions with mobile-based data retrieval and automated form pre-filling from verified sources through APIs and SDKs.
• Location verification: IP verification, reverse geocoding, and address validation tools for accurate location-based authentication.

Bank and financial

OCR and biometric verification

Face Liveness

Verify if the customer is real and detect spoofing attempts through facial analysis.

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Face Match

Compare facial features between two images or validate against ID documents.

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Name Match

Verify names with variations and fuzzy matching to handle different name formats and spellings.

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Smart OCR

Extract and validate information from documents using advanced OCR technology.

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E-sign

Create electronic signature requests for document signing and verification.

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KYB (GSTIN Verification)

Know Your Business verification through GSTIN validation for comprehensive business identity verification.

Core banking services

Bank Account Verification

Verify bank account details to ensure account validity and customer name matching.

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IFSC Verification

Verify IFSC codes and retrieve bank branch details for accurate banking operations.

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Reverse Penny Drop

Validate bank account information through UPI-based ₹1 deposit verification method.

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UPI Penny Drop

Verify bank account details by depositing ₹1 through UPI to retrieve account holder information.

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Mobile Penny Drop

Verify the account holder’s name by depositing ₹1 to the bank account linked to the registered mobile number.

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Video KYC

Initiate video-based KYC verification with live agent interaction for comprehensive identity validation.

Identity verification

Government documents

PAN Verification

Comprehensive PAN verification with PAN Lite and PAN 360 options for detailed customer information.

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Driving License

Verify driving licence details including type, issue date, and expiry date.

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Voter ID

Verify voter ID authenticity and retrieve constituency details using EPIC number.

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Passport

Verify passport information using file number to ensure identity authenticity.

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Udyam

Verify Udyam information using Udyam reference number to ensure identity authenticity.

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Pan to Udyam

Verify Pan to Udyam information using Pan number to ensure identity authenticity.

Business and biometric verification

GSTIN

Verify GSTIN information to validate business registration details.

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Smart OCR

Extract and validate information from documents using advanced OCR technology.

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Face Liveness

Verify if the customer is real and detect spoofing attempts through facial analysis.

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Face Match

Compare facial features between two images or validate against ID documents.

Advanced services

Digital onboarding and mobile services

1-Click Onboarding SDK

Streamline customer onboarding with mobile-based data retrieval and automated form pre-filling SDK from 15+ verified sources.

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Mobile 360 Get OTP

Generate OTP for mobile-based identity verification and data retrieval for form pre-filling.

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Mobile 360 Verify OTP

Verify OTP and retrieve comprehensive personal and financial data for automated form pre-filling.

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Advanced Employment

Retrieve individual’s employment details including member ID, joining date, and exit date.

Location and form services

Geocoding

Convert addresses into geographic coordinates for location-based verification.

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Reverse Geocoding

Convert geographic coordinates into readable location information for verification purposes.

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KYC Links

Generate verification forms and manage KYC link status for digital customer onboarding.

Official documents

Government documents

Driving Licence

Verify driving licence details including type, issue date, and expiry date.

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Passport Verification

Verify passport information using file number to ensure identity authenticity.

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Voter ID

Verify voter ID authenticity and retrieve constituency details using EPIC number.

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Vehicle RC

Retrieve vehicle registration certificate details for vehicle ownership verification.

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Udyam

Verify Udyam information using Udyam reference number to ensure identity authenticity.

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Udyam with PAN

Fetch list of Udyam numbers associated with a PAN for business verification.

Business and employment

CIN Verification

Retrieve company information including incorporation date, director details, and CIN status.

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Employment Details

Retrieve individual’s employment details including member ID, joining date, and exit date.

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GSTIN with PAN

Fetch list of GSTIN numbers associated with a PAN for business verification.

Getting started

Use the following resources to begin implementing Secure ID verification:

Product Documentation

Learn about Secure ID features, use cases, and implementation guides

SDKs and integration

Download SDKs and follow step-by-step integration tutorials