Sample Bank Responses | Cashfree Payments

Below is the list of sample responses that you get from the banks when you verify your customer account details.

API version 1.2

Sub code	Account status	Account status code	Message	Bank account	IFSC
200	VALID	ACCOUNT_IS_VALID	Bank Account details verified successfully	026291800001191	YESB0000262
200	INVALID	INVALID_BANK_ACCOUNT	Invalid account number or IFSC provided	7766666585146	YESB0000001
200	INVALID	INVALID_IFSC	IFSC is invalid	7766667287515	ICIC0000001
200	INVALID	ACCOUNT_BLOCKED	Account is blocked	7766667989884	RATN0000070
200	INVALID	NRE_ACCOUNT	Given account is an NRE account	7766667755761	ICIC0000001

Sub code	Account status	Account status code	Message	Bank account	IFSC	Name	Phone
412	UNABLE_TO_VALIDATE	INSUFFICIENT_BALANCE	Insufficient balance to process this request	50101329442375	HDFC0000001	Any name	Any phone number
422	UNABLE_TO_VALIDATE	INVALID_ACCOUNT	Please provide a valid bank account	Account number greater than 30 characters	Any IFSC	Any name	Any phone number
422	UNABLE_TO_VALIDATE	INVALID_IFSC	Please provide a valid IFSC	341234218090	YESB00000010 (IFSC > 11 characters)	Any name	Any phone number
424	UNABLE_TO_VALIDATE	SOURCE_BANK_DECLINED	Source bank declined	7766674831270	SBIN0000003	Any name	Any phone number
424	UNABLE_TO_VALIDATE	BENEFICIARY_BANK_OFFLINE	Beneficiary Bank Offline	7766668692253	INDB0000018	Any name	Any phone number
424	UNABLE_TO_VALIDATE	NPCI_UNAVAILABLE	NPCI Unavailable	7766668458130	INDB0000018	Any name	Any phone number
424	UNABLE_TO_VALIDATE	IMPS_MODE_FAIL	IMPS Mode fail	7766667521638	ICIC0000001	Any name	Any phone number
424	UNABLE_TO_VALIDATE	FAILED_AT_BANK	Failed at bank	7766671735852	SBIN0000004	Any name	Any phone number
520	UNABLE_TO_VALIDATE	VERIFICATION_FAILED	Verification attempt	7766667053392	ICIC0000001	Any name	Any phone number
422	UNABLE_TO_VALIDATE	INVALID_NAME	Please provide a valid Name	Any account number	Any IFSC	Name with special symbols	Any phone number
422	UNABLE_TO_VALIDATE	INVALID_PHONE	Please provide a valid Phone number	Any account number	Any IFSC	Any name	Phone with length greater than 12 characters.

The status is displayed as Success for the samples below.

Name at bank	Account no.	IFSC	Sub code	Message
JOHN DOE	026291800001191	YESB0000262	200	Bank Account details verified successfully.
JANE DOE	00011020001772	HDFC0000001	200	Bank Account details verified successfully.
JOHN DOE	000890289871772	SCBL0036078	200	Bank Account details verified successfully.
JANE DOE	000100289877623	SBIN0008752	200	Bank Account details verified successfully.
NA	2640101002729	CNRR0002640	200	Invalid account number or IFSC provided.
NA	026291800001190	YESB0000262	200	Invalid account number or IFSC provided.
JANE DOE	02014457596969	CITI0000001	200	Bank Account details verified successfully.
NA	400005592160019	DEUT0279PBC	200	Invalid account number or IFSC provided.
UNREGISTERED	0399101037674	CNRB0000169	200	Bank Account details verified successfully.
UNREGISTERED	201001111000321	VIJB0007251	200	Bank Account details verified successfully.
ASHOK KUMAR	1411166000001501	KVBL0001411	200	Bank Account details verified successfully.
UNREGISTERED	34682200112808	SYNB0003468	200	Bank Account details verified successfully.
ASHOK KUMAR	5040054496	ALLA0210201	200	Bank Account details verified successfully.
KUMAR ASHOK	01500110088150	UCBA0000150	200	Bank Account details verified successfully.

The status is displayed as an Error for the samples below.

Name at bank	Account no.	IFSC	Sub code	Message
NA	007711000031	HDFC0000077	520	Service temporarily unavailable. Please try again later.
NA	00224412311300	YESB0000001	520	Could not verify bank account details.
NA	7766666351000	YESB0000001	520	Could not verify bank account details.
NA	34978321547298	KKBK0000001	520	Validation attempt failed.
NA	31892111796	SBIN0000957	520	Could not verify bank account details.
NA	00011020000412	HDFC0000001	422	Insufficient balance to process this request.

For error codes and corresponding messages, see Error handling.