Apple Pay Custom Checkout

Compare the different ways to add Apple Pay to a custom checkout, based on decryption and whether you need your own Apple Developer account.

Custom checkout gives you full control over the Apple Pay experience on your website or app. There are two ways to add Apple Pay to a custom checkout: integrate directly, or route through a payment orchestrator.

Direct Integration

If you integrate directly, use the Merchant Decrypts option. The following table summarises its requirements.

	Merchant Decrypts
Apple Developer account needed	Yes
PCI DSS compliance needed	Yes
Supported channels	App and web
Who handles decryption	You
Who handles merchant validation	You
Setup complexity	High

Via Payment Orchestrator

If you are enabling Apple Pay through a payment orchestrator, see Orchestrator.

Related topics

• Authorisation Only API
• Apple Pay Overview
• Apple Pay Hosted Checkout